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Moving in together can be a huge step in a relationship. In fact, many married couples say that moving in together was actually a harder decision to make than deciding to get married was. Marriage is pretty much cut and dried on when you’ll be living together, but deciding to take that crucial step to live in the same house, share the monthly payment on a home, and taking the plunge to buy an engagement ring (if you so choose can) be downright scary. Of course, you don’t have to buy a house and get a home loan to live together, but it is a logical step in the process.

If you’re considering living with your significant other and hanging your toothbrush next to theirs in the bathroom, then you’re probably wondering what the signs are that you’re ready. In this blog, you’ll find a few tips to help you make the right decision in this important transition from simply dating to living together instead.

You’ve talked about money and budgeting.

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Most couples that aren’t ready to move in together talk very little about how much money they spend, saving money, or creating a budget together. If you find yourself creating a budget together, talking about getting a home loan, and even having a monthly payment on a home together, then it might be time to take that big step.

Make sure that you’re able to be open and honest with your significant other about finances before thinking about living together, as money can cause a lot of problems for couples. If you’ve decided that you want to move in together and want to get a home loan to take ownership of a house, then you need to be able to go to the lender together, determine how much you want to borrow, how much of a down payment you can afford and what monthly payment you are both going to be comfortable with.

You also need to know how long to wait before refinancing a home loan you’ve obtained, but that will be on down the line after you’ve been homeowners for quite a while.

You’ve already been living together anyway.

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Are you already spending four to five nights a week together? Do you have more clothes at one another’s houses than you do at your own house? If you’ve already been living together, you just haven’t made it official, then maybe it’s time to move in together. If you want to take it a step even further, then why not visit a Baltimore jewelry store and pick up the perfect engagement ring and wedding band with your partner’s favorite gemstones and pop the question at a romantic location.

Even if you just want to commemorate the occasion when you do move in together, a fine piece of jewelry will make your partner extremely happy. It shows that you mean business when you asked to move together. Jewelry also makes a great anniversary, birthday, and Christmas presents. Plus, the staff at these jewelry stores have years of experience backing them to help you make the right choice every time, whether it’s a pearl necklace, silver jewelry with an engraving, bracelets, earrings, or any other fine jewelry options.

You’ve already had a huge fight and made up.

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If you and your significant other have already survived a huge fight and stayed together, then it’s the perfect sign that you might be ready to live together. Just make sure that you’re capable of sitting and talking through your problems before you do.

These are just a few of the signs that you’re ready to move in with one another. It’s a big step, so think long and hard before you take the leap.

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